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ACCESSING THIS WEBSITE OR VIEWING ANY OF ITS CONTENTS SHALL CONSTITUTE YOUR AGREEMENT WITH THE TERMS BELOW.

Use of Information and Materials.

Any person is hereby authorized to view the information available from this website for informational purposes only. No part of this information may be redistributed, copied, or reproduced without the prior written consent of First Mercantile or its subsidiaries or affiliates. The product and fee information presented in this website represent First Mercantile's offerings as of the most recent update. Rules, Regulations, Fee Schedules, and Service Agreements currently in effect take precedence over any information herein. The information contained in these pages is subject to change without notice.

The company information contained in this site is provided for informational purposes only and is not a solicitation or offer to sell securities, nor should it be used by others in connection with any sale, offer for sale or solicitation of an offer to buy securities.

Neither First Mercantile, nor any of its subsidiaries or affiliates is acting as an advisor or fiduciary by publishing any information contained in this site.

No Warranties.

The information and materials contained in the website are provided "as is" without warranty of any kind, either express or implied, including without limitation, any warranty of accuracy, adequacy or completeness of the information and materials, title, non-infringement of third party rights, merchantability, fitness for a particular purpose and freedom from computer virus.

Third Party Links.

First Mercantile is happy to make available to you links to other sites on the World Wide Web. First Mercantile believes the links contained on its pages are to reputable companies. Nevertheless, First Mercantile makes no representations or warranties regarding non-First Mercantile sites or the companies maintaining them. First Mercantile does not control or monitor such websites and First Mercantile does not endorse the content or the use of such websites. If you choose to access non-First Mercantile websites through links on our pages, you accept responsibility for all related risks.

Limitation of Liability.

In no event will First Mercantile or any of its subsidiaries or affiliates be liable for any damages, losses or expenses, including without limitation, direct or indirect, special, incidental or consequential damages arising in connection with this website, use thereof or reliance on any information contained herein, even if First Mercantile or any of its subsidiaries or affiliates are notified of the possibility of such damages.

Choice of Law; Unenforceability.

Your access to and use of this website, and these terms, are governed by and will be construed in accordance with the laws of the State of Tennessee, without regard to principles of conflicts of laws. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision.