Spectrum Program

With our Institutional Spectrum Program, financial institutions remain in control while having the flexibility to choose the services that best meet the needs of their customers.

With the Spectrum Program, financial institutions benefit from:

• Partnering with an experienced retirement plan provider
• Flexibility to establish a proven retirement plan product
• A proprietary daily valuation recordkeeping system
• A block conversion process to transfer a current book of business
• A powerful investment platform consisting of well-known mutual fund families
• Ability to add investment options (based on specific requirements)
• Competitive and simplified pricing structure based on each plan's criteria
• Exclusive web site for investment professionals
• Sales training and support tools
• Customized marketing materials
• Plan administration provided by First Mercantile or the financial institution's choice of third party administrators

Retirement plan clients reap the benefits of:

• A diverse array of investment options to satisfy the needs of all participants
• A dedicated conversion team
• The plan administrator of their choice
• Specialized web sites for plan sponsors and participants
• A full library of employee communication tools
• Plan-specific employee enrollment kits
• Comprehensive plan management tools
• An extensive collection of reports
• A knowledgeable customer service team
• A participant call center and automated voice response system

Through the Spectrum Program, financial institutions provide their customers with an in-depth retirement plan solution while strengthening their customer relationships.